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With many national insurance companies in our network, we can always find something in your budget to fit your needs.
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Your mortgage lender will require you to have homeowner’s insurance before you close on your home.
No, unless it is in escrow. It’s possible to create an escrow account that covers your mortgage, insurance, and property taxes.
Your insurance premium is not usually deductible, except under special circumstances. If you use part of your home for business, your workspace may be deductible. A tax professional will help you determine what is deductible.
In a no-fault state, each person involved in a car accident would turn to their own car insurance company for compensation. Texas is not a no-fault state, so if you’re involved in an accident, be sure to exchange insurance information with the other party.
Many major auto insurance companies offer accident forgiveness. This is a benefit meaning your premium won’t go up after your first at-fault accident.
For a car insurance quote, reach out to Enright Group Insurance today!
Rates will vary depending on the amount of coverage you need. Minimum car insurance coverages can average out to less than $100 per month, with multiple car policies or extensive coverage totaling over $1000 per month. Your credit score can also affect the cost.
The average cost is $927 annually for car insurance in Bullard, TX.
In Texas, you are not legally required to have worker’s comp insurance. However, without some kind of insurance, the employer is leaving themself open to almost unlimited personal injury and lawyer fees.
Again, it is not legally required for an employer to have general liability insurance, but without it, the employer can face liability for bodily injury, property damage, and slander.
In every type of insurance policy, a coverage limit is stated to outline the maximum amount of money the insurance company will payout when you file a claim.
For a quote on business insurance in East Texas, contact Enright Group Insurance.
If you have considerable assets or if you have dependents that you support financially, a life insurance policy may be right for you. The purpose of life insurance is to replace your income for those who depend on it if you were to pass away.
Yes, some policies and companies will require you to take a medical exam to decide how much of a risk it will be to insure you.
If you are already terminally ill, the insurance company knows they will likely be making a large payout in the near future, and therefore your premium would be higher.
Some life insurance policies allow you to withdraw funds early if you become terminally ill. This allows the insured to use the money at their discretion, whether that’s to pay for medical bills or something else.
The amount you withdraw will be subtracted from the death benefit payment when you pass away, along with interest.
Yes. The standard general liability insurance does not include alcohol, so if you’ll be supplying alcohol at your event, whether it is for sale or an open bar at a wedding. Your wedding venue may include this in your venue agreement.
Special short-term events like weddings, fundraisers, 5ks, conferences, auctions, etc. The policy can be written to include concerts, private birthday parties, vow renewals, and more.
Depending on your hobby, that might be wise. If you are a collector of fine antiques, valuable baseball cards or stamps, or something similar, you can absolutely insure your collection. This can also include sports enthusiasts, who may need more personal injury coverage if they participate in a dangerous sport.